Public Adjusting

Man looking at damage to a home's siding as a part of public adjusting services in Florida

Receive the Compensation You Deserve. HCH Is Always in Your Corner

Insurance companies work for themselves. As a result, many Florida homeowners receive far less than they need after a fire, water, storm, or other property loss.

You do not have to accept the insurance company’s number. A licensed Florida public adjuster can prepare an independent assessment of your damages and fight for a fair settlement.

If your claim was denied, delayed, or underpaid, contact HCH Florida today for a free claim consultation.

Why Do You Need a Public Adjuster?

Storms, hail, fire, wind, and water can cause more damage than you first see. Your insurance policy should cover those losses — but the payment you receive is often too low.

Public adjusters and attorneys are the only professionals who can legally represent you, the policyholder. HCH public adjusters read your policy, document the full loss, and negotiate for the amount you are actually owed.

We help when:

  • Your claim is denied, delayed, or underpaid
  • You expect a high-value or complex claim
  • The insurance estimate is far below your contractor’s estimate
  • The insurance adjuster’s inspection was incomplete

What Can You Expect from HCH?

Florida property claims are often complicated. Our public adjusters are trained and certified to handle residential and commercial losses across the state.

We work on a contingency fee basis — no recovery, no fee. Our only job is to help you restore your property to pre-loss condition.

Learn more about our team or request a free claim consultation.