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Daniel Jama, CPAU serves as appraiser and umpire in Florida property insurance appraisal disputes under Fla. Stat. § 627.7015, resolving valuation disagreements between policyholder and carrier appraisers without litigation.
Jay serves as a neutral property insurance appraiser and umpire throughout the Tampa Bay area — including Pasco, Pinellas, and Hillsborough counties — with availability for appointments statewide. His appraisal and umpire work is grounded in Florida’s appraisal statute and standard appraisal clause procedure found in most residential and commercial property policies.
Appraisal disputes usually come down to a technical disagreement over scope, causation, or estimating methodology. Jay’s background on both the carrier side and the construction side means those disagreements get resolved on the actual substance — not just procedure.
What is the difference between an appraiser and an umpire?
Each side in an appraisal dispute selects its own appraiser. When the two appraisers can’t agree on valuation, an umpire is brought in to break the impasse and issue a binding award alongside one of the appraisers.
Does Jay serve as appraiser, umpire, or both?
Both, depending on the engagement. Jay is available to be appointed as a party’s appraiser or selected as a neutral umpire under the policy’s appraisal clause.
What types of claims go through appraisal?
Most commonly wind, hurricane, water, fire, and flood loss disputes where the parties agree on coverage but disagree on the amount of loss.
How is an appraisal appointment scheduled?
Contact HCH directly to confirm availability and request a conflict check before formal appointment.
Schedule a call to discuss an appointment or active umpire matter.
Or call 727-657-6193
